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Do You Need Cash in Korea? (2026 Guide)

Many first-time visitors to Korea ask the same question: Do I need cash in Korea?

The good news is that credit cards and debit cards are widely used in Korea. In many places, paying by card is easy and convenient.

However, there are still some situations where carrying a small amount of cash is helpful. In this guide, I will explain when tourists need cash in Korea and how much cash is usually enough.

Can you use cards in Korea?

Yes, cards are widely accepted in Korea.

You can usually pay by card in:

  • restaurants
  • cafes
  • convenience stores
  • shopping malls
  • hotels
  • taxis
  • subway stations

When do you need cash in Korea?

Even though cards are common, cash is still useful in some situations.

You may need cash in:

  • street food stalls
  • traditional markets
  • small local shops
  • transportation card top-up machines

Where to get cash in Korea

Tourists can get cash in Korea through ATMs.

The easiest places to find ATMs are:

  • airports
  • convenience stores
  • subway stations
  • banks

Tip:
If you use a foreign card, look for a Global ATM.

How much cash should tourists carry?

Most tourists do not need to carry a lot of cash in Korea.

In many cases, carrying around 30,000 to 100,000 KRW is enough.

Cost:
Small daily expenses such as snacks or transportation are the main reasons to keep cash.

Card vs Cash in Korea

Cards are better for:

  • hotels
  • restaurants
  • shopping

Cash is better for:

  • street food
  • markets
  • small shops

Tips for first-time visitors

Tip:
Always carry a small amount of cash.

Warning:
Some foreign cards may not work in small stores.

Final thoughts

You do not need a lot of cash in Korea, but carrying a small amount is still a smart idea.

Cards are convenient, but cash is useful in certain situations.

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